Plot twist

Chapter 4 - THE NIGHT BEFORE I GAVE BIRTH

The retired attorney's name was Harold Vance.

He was eighty-one.

He lived in Pasadena in a house filled with books, old photographs, and the kind of furniture that looked like it had survived several generations.

When I entered his study, he stood slowly.

"Gwendolyn."

I nodded.

"Mr. Vance."

"Call me Harold."

I sat across from him.

Rachel sat beside me.

My father stayed outside.

Harold looked uncomfortable.

"I should have spoken earlier."

"Why didn't you?"

"Because I believed I was advising a wealthy family."

He looked at the floor.

"I didn't understand what Spencer intended."

"Do you now?"

"I understand enough to regret my part."

He opened a drawer.

Inside was a paper file.

He placed it on the desk.

"This is what I kept."

Rachel opened it.

The first page was dated almost a year before Hazel was born.

Spencer's signature appeared at the bottom.

Harold explained.

"He asked me to create a structure that would give him administrative authority over certain family assets if you became incapacitated."

I stared.

"Why?"

"He said you were inexperienced."

I laughed bitterly.

"At what?"

"Investments."

"Trust management."

"Estate planning."

"Marriage."

He hesitated.

"He said you trusted him."

My smile disappeared.

"He used that as a reason?"

"He used it as a reason for why the structure would be easy."

Rachel turned the page.

"What did you tell him?"

"I told him you would have to consent."

"Did he accept that?"

"Initially."

"And later?"

Harold looked at me.

"He asked how consent could be obtained if you were unconscious."

The room went silent.

My hands went numb.

"When?"

"Months before your delivery."

"What did you tell him?"

"I told him there were legal limitations."

"What did he say?"

Harold looked ashamed.

"He asked whether an emergency could create temporary authority."

Rachel's expression hardened.

"What did you answer?"

"That a spouse might have certain authority in medical and family emergencies."

I looked at him.

"Did you tell him that authority did not extend to rewriting my trust?"

"Yes."

Harold sighed.

"He didn't like the answer."

I asked the question I had been afraid to ask.

"Did he ever ask you how to access my accounts?"

"Yes."

My stomach dropped.

"How?"

"Through your digital estate portal."

"I had one?"

"Your grandfather's trust administrator maintained it."

"I never gave Spencer access."

"I know."

Harold looked toward Rachel.

"That's why I became concerned."

Rachel leaned forward.

"What happened?"

"Spencer produced a document."

"What document?"

"A consent authorization."

My heart stopped.

"With my signature?"

Harold nodded.

"Electronic."

"When?"

"Approximately three weeks before your delivery."

Rachel took a photograph of the page.

"Did you verify it?"

"I attempted to."

"And?"

"The signature was valid according to the system."

My skin went cold.

"I never signed it."

Harold looked at me.

"I know that now."

"How?"

"Because the authorization was supposedly completed at 2:13 in the morning."

Rachel looked up.

"That proves nothing."

"No."

Harold nodded.

"But it was completed from a device registered to your husband."

I stared at the table.

Spencer had accessed my estate portal.

Maybe.

Used my credentials.

Maybe.

Or someone had.

But the possibility was enough.

"What did the authorization allow?"

Harold opened another page.

"Limited administrative communication."

"Nothing more."

"Could he move money?"

"Not directly."

"Could he change beneficiaries?"

"No."

"Could he access statements?"

"Yes."

I closed my eyes.

"Then he could see everything."

"Yes."

"And he knew what my family assets were worth."

"Yes."

Rachel turned to me.

"Gwen."

I nodded.

I understood.

The financial plan had never been a fantasy.

He had known exactly what existed.

Harold continued.

"Three days before your delivery, Spencer asked me to revise the document."

"Why?"

"He wanted broader authority."

"Did you do it?"

"No."

"Why?"

"Because I realized you had never authorized the original document."

Rachel looked at him.

"Did you confront him?"

"I told him I would not participate."

"What happened?"

"He fired me."

I stared.

"When?"

"The day before your labor."

The day before.

My chest tightened.

"Who replaced you?"

Harold gave us a name.

Rachel immediately recognized it.

"Michael Kane."

"Yes."

"Albright's current general counsel?"

"At the time, he was outside counsel."

Rachel looked at me.

Michael Kane had represented Spencer during the divorce.

I felt sick.

"Did Kane know about the unauthorized document?"

"I don't know."

"Could he?"

"Possibly."

Harold's hands shook slightly.

"There was something else."

"What?"

"He asked me about your pregnancy."

"Why?"

"He wanted to know whether the twins were identical."

I stared.

"Why would he care?"

Harold shook his head.

"I don't know."

I stood.

The room felt too small.

I walked toward the window.

Outside, Pasadena looked peaceful.

Children played in a front yard.

A woman watered flowers.

Normal life.

I wanted it so badly.

Rachel came beside me.

"Gwen."

"I know."

"We need to verify everything."

"I know."

"No accusations until we do."

"I know."

I turned.

"Rachel?"

"Yes?"

"If we prove he used my credentials, what happens?"

"It depends."

"On?"

"How they were obtained."

"What if he guessed my password?"

"That could be significant."

"What if someone gave it to him?"

"Then we find out who."

"What if he accessed the account while I was unconscious?"

"Then timing matters."

I nodded.

That afternoon, we requested the original access logs.

The system administrator responded three hours later.

There had been twenty-three logins from Spencer's registered devices.

The first occurred five months before my delivery.

The last occurred eleven hours after I was taken to the hospital.

Rachel read the timestamps.

"Eleven hours."

I looked at her.

"What was happening then?"

She checked.

"You were still unconscious."

My heart sank.

"What did he access?"

"Trust statements."

"Beneficiary information."

"Asset projections."

"Medical authorization forms."

I felt dizzy.

"Medical?"

Rachel looked up.

"There's more."

She opened the final page.

An emergency medical decision authorization had been accessed from the same account.

Timestamp.

4:02 p.m.

My delivery had not yet happened.

My heart began pounding.

"Does that mean he signed something?"

"No."

Rachel was careful.

"It means the document was accessed."

"By him?"

"From his device."

I closed my eyes.

The hospital had asked him for consent.

He had refused the transfer.

But now we knew he had been reviewing medical authorization documents before the twins were born.

Rachel said quietly, "We need the hospital records."

I nodded.

"Everything."

That evening, we returned home.

Hazel was sitting at the kitchen table with Dad.

She had colored a picture.

I walked over.

"What is this?"

She smiled.

"Us."

I looked.

There were four people.

Me.

Hazel.

Grandpa.

And a tiny blue figure.

"Who's that?"

"My brother."

I froze.

Dad looked away.

Hazel touched the drawing.

"You said I had a brother."

I swallowed.

"Yes."

"What's his name?"

"Jacob."

She smiled.

"Jacob."

Then she drew another figure.

"This is Daddy."

I looked at her.

Even after everything.

She still loved him.

Children did not divide the world the way adults did.

They loved first.

Understood later.

That night, after Hazel slept, I sat beside her bed.

I whispered—

"I'm sorry."

Not because I had failed her.

Because I had spent too long thinking silence was protection.

My phone vibrated.

Rachel.

A message.

"We received the hospital records."

Then another.

"There's a discrepancy."

I opened the attachment.

A consent request had been entered into the system.

Not under Spencer's name.

Not under mine.

Under an account belonging to a hospital employee.

The timestamp was 4:19 p.m.

The note said:

"Father declines transfer."

I stared.

"Who entered this?"

Rachel called immediately.

"We're investigating."

"Can they identify the user?"

"Yes."

"Who?"

She hesitated.

"A records clerk."

"Was the clerk in the neonatal unit?"

"No."

"Then how did they know?"

"We don't know."

My heart pounded.

"Rachel."

"Yes?"

"The note says father declines transfer."

"Correct."

"But if the clerk entered it, who told them?"

Silence.

Then Rachel said—

"That's what we need to find out."

The next morning, the clerk requested a lawyer.

And that was when I realized the hospital records were not going to give me a simple answer.

May you like

They were going to give me another mystery.

And somewhere inside that mystery was the person who had helped Spencer turn the worst day of my life into paperwork.

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