Plot twist

Chapter 6 - THE BURNED APARTMENT

The screen of my phone felt heavy in my palm. The photo stared back at me—Thomas, standing beside Marcus Vance outside my building, laughing while holding a red plastic gas can.

My apartment. Everything I owned. My father’s old desk, his physical journals, the few childhood photographs I had left, all reduced to ash in a matter of minutes.

“Penelope?” Larkin’s voice cut through my shock. He stepped closer, seeing the color drain from my face. “What is it?”

I turned the phone around and showed him the screen.

Larkin’s expression didn’t just change; it darkened into something murderous. The cold, controlled businessman vanished in a fraction of a second, leaving behind the apex predator of the Chicago underworld.

“Thomas,” Larkin murmured, his voice shaking with suppressed rage. “He didn't just target you to humiliate you at the gala. He knew you were auditing the board. He knew you found the leak.”

“He burned my life down,” I whispered, the numbness in my chest giving way to a sharp, burning fury. For three years, I had played by their rules. I had made myself invisible, hidden behind gray slacks and cheap shoes, keeping my head down to protect what little I had left.

And they had just taken the last of it.

“We’re going,” I said, my voice dropping into a flat, lethal register. I reached up, pulling the severe hair clip out of my espresso bob so the sharp strands fell back around my shoulders.

Larkin didn't ask questions. He didn't offer sympathy. He understood exactly what was required.

“Malcolm!” Larkin barked into his lapel comms device.

“Boss?” his head of security’s voice snapped back instantly.

“Get the Maybach armored and warmed up in the basement bay. Pull the tactical logs on Thomas’s secondary accounts. And dispatch two teams to the 4th Street apartment. Secure the perimeter. If Thomas or Marcus are still within three blocks, bring them to me breathing.”

“On it,” Malcolm replied.

Ten minutes later, we were tearing through the snow-slicked streets of Manhattan in the back of an armored black Maybach. The city lights blurred into streaks of red and white against the bulletproof glass.

I sat rigidly on the leather seat, staring out the window. My black silk dress rustled softly with every breath. The invisible secretary was officially dead; what remained was an auditor ready to balance the ultimate ledger.

Larkin sat beside me, his hand resting on the center console, hovering just inches from mine. He didn't try to comfort me with empty words. Instead, he reached over, his warm fingers wrapping firmly around my cold hand.

“They thought by burning your apartment, they’d break you,” Larkin said quietly, his thumb brushing my knuckles. “They don't realize they just gave you a blank check to audit their entire lives.”

“They won't like the final balance,” I replied, not looking away from the window.

We pulled up to 4th Street twenty minutes later.

The block was chaotic. Flashing red and blue lights from two fire trucks cut through the falling snow. Thick gray smoke billowed from the second-floor windows of my brick walk-up building. Firefighters were busy packing hoses into the back of a rig.

Malcolm’s black tactical SUV was parked illegally across the sidewalk. Two of his men stood by the police tape, quietly flashing syndicate badges to keep local authorities from asking too many questions.

Larkin and I stepped out of the Maybach. The freezing air bit at my bare shoulders, but I didn't feel it.

We walked past the police tape, stepping over a puddle of blackened slush.

A local fire captain stepped forward, wiping soot from his forehead. He recognized Larkin immediately and swallowed hard.

“Mr. Steves. We got the call ten minutes ago. Arson. Someone forced the front door and dumped accelerant in the living room.” The captain hesitated, looking at me. “Are you the resident?”

“Was,” I corrected flatly. “Was anything recovered?”

The captain shook his head. “The living room is completely gutted. But... the firefighters found something in the back bedroom closet. It was locked inside a heavy iron lockbox that didn't burn through.”

He pointed toward a firefighter standing by the back of a truck, holding a blackened, dented metal box.

I exhaled a breath I didn't realize I was holding. My father’s box.

As I walked over to retrieve it, my phone buzzed in my clutch again.

Another text message. But this one wasn't from Thomas.

It was an international wire transfer notification.

Someone had just attempted to drain the entire corporate reserve account of the Vale organization—forty-five million dollars—routed through a shell account controlled by Thomas Steves.

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And the transfer required dual-authorization from the chief financial officer.

Which meant Thomas couldn't complete the theft without my digital signature.

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